You pay nothing until we win
by Matthew C. Andrew - April 17th, 2024
No matter how you look at it, car crashes in Idaho Falls can be traumatic experiences. However, it’s a small comfort knowing that your insurance or another driver’s will kick in at some point.
Unfortunately, this isn’t always the case, especially considering an estimated 14 percent of drivers are uninsured in the US. So, if you’ve been involved in a Middleton car accident with a driver who doesn’t have car insurance, you need to determine how to cover your losses.
At Andrew Injury Law, we understand how frustrating it can be to deal with an accident claim with a driver who doesn’t have insurance. Contact our Lewiston car accident lawyers for assistance right away.
You should know that there are steps you can take to help make the situation more manageable. Have a look below to learn what our attorneys advise:
In Idaho, uninsured motorist coverage is not mandatory but recommended, so you may have coverage. Uninsured motorist coverage is a failsafe built into a policy to provide a driver with protection if they are ever in an accident with another driver who is uninsured and proven to be at fault.
Should you have uninsured motorist coverage, you can file a claim against your own car insurance policy within 24 months (the sooner, the better) of the accident occurring.
Typically, your insurance will pay up to the maximum policy amount for uninsured motorist coverage benefits that you can use to cover your accident damages.
Yet, this isn’t always the case, as some insurers will do all they can to ensure you walk away with the lowest settlement possible. That’s why it’s best to speak with a lawyer about dealing with the insurance on your behalf.
At Andrew Injury Law, we understand that car accidents with uninsured drivers are complex and challenging to navigate. However, our Pocatello car accident lawyers have decades of experience serving clients who have been the victims of traffic accidents involving uninsured drivers. We know the law and can use it to increase your likelihood of obtaining compensation, whether through an insurance claim or lawsuit. So contact us here and let our team help you.
Matt Andrew has been an attorney and member of the Idaho Bar since 2007 and has a varied and fascinating legal career. Since 2013, Matt has focused on representing seriously injured people in personal injury and workers’ compensation cases. Matt has successfully tried multiple cases to verdict before the Idaho District Courts and the Idaho Industrial Commission.
Member of the Idaho Bar since 2007
Bar Number: #7698
Location: Meridian, Nampa, and Caldwell, Idaho.
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A contingency fee is a type of payment arrangement that our Idaho personal injury firm uses. It is an agreement with our clients where our attorney’s fee is contingent upon the successful outcome of the case. In other words, we only receive payment if we win the case or secure a favorable settlement for you. That payment comes from your final settlement or award, so you never need funds from your own pocket to pay us.
Under a contingency fee agreement, Andrew Injury Law also typically covers all the upfront costs associated with your case, such as court fees, document preparation, expert witnesses, and investigation expenses. These costs are then recouped from the final settlement or judgment if the case is successful.
We use contingency fees to provide access to justice for those without the financial means to afford legal representation. It allows everyone to pursue a personal injury claim with the right legal help – and without worrying about the added cost.
Read more about contingency fees here.
Personal injury damages refer to the compensation you might be entitled to if you suffered harm due to the wrongful conduct of someone else. The law provides relief for such injuries in the form of monetary damages.
Damages can fall into different categories:
Economic damages – These compensate for financial losses you can prove with bills or receipts. They often include medical bills, lost income from missing work, out-of-pocket injury-related costs, future expenses and lost earnings, and more.
Noneconomic damages – Some losses are not tied to bills or expenses, but you still deserve compensation for them. Some intangible and noneconomic damages include pain and suffering, mental trauma, and permanent disabilities or disfigurement.
Punitive damages – These do not apply in every case. However, if the party that caused your injuries acted so egregiously that the court decides to impose additional liability, the court may award punitive damages to you up to a certain amount. These are not tied to your specific losses, but instead the conduct of the defendant.
Read More: Is Idaho a No-Fault State?
States set deadlines for taking legal action called statutes of limitations. Once the deadline passes, you cannot file a successful claim. In Idaho, the statute of limitations is two years from the date of the injury, and there are few exceptions to this time limit.
The purpose of a statute of limitations is to ensure that legal actions are initiated within a reasonable period after the injury occurs. It provides a degree of certainty and finality to potential legal disputes and helps ensure evidence is reliable and does not weaken over time.
However, the statute of limitations also means you need to act fast following a personal injury. There is much to do before filing a lawsuit, so always seek help from Andrew Injury Law as soon as you know you have injuries and suspect someone else was at fault.
Read more about the Idaho statute of limitations here.
Naturally, you want to know how much money you might expect for your injuries and losses. Settlements and awards can vary widely – ranging from a few thousand dollars to multi-millions. Unfortunately, there is no way to advise what your claim might be worth without fully evaluating your circumstances.
Some factors we consider when determining the value of your claim include:
The insurance company will undervalue your claim – but we never will. You can trust Andrew Injury Law to fight for the total compensation you need and deserve.
Read more about how a personal injury claim in Idaho is calculated here.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Attorney Matthew Andrew, who has more than 20 years of legal experience as a personal injury attorney.
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If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 208-517-7670
No Fees Unless We Win Your Case