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You pay nothing until we win
What happens when you’ve been involved in a car accident, and your auto insurer has denied your claim or refused to compensate you? In Idaho, consumers have protections under insurance laws against unscrupulous practices, such as wrongful denials.
However, these practices still occur, and thus, it isn’t uncommon for policyholders to sue their auto insurance providers. Suing an auto insurance provider also comes into play when uninsured motorist coverage (UM) or underinsured motorist coverage (UIM) is involved.
If you have a claim with your auto insurance company and have hit a roadblock, never wait to speak with a Caldwell, Idaho car accident lawyer from Andrew Injury Law. We can assess your options, including filing a possible lawsuit in civil court to obtain the insurance benefits you deserve.
In Idaho, you can sue your auto insurance company under certain circumstances. For example, if your insurance company acts in bad faith, such as unreasonably denying or delaying your valid claim, you may have grounds for a lawsuit. Typically, bad faith actions can include failure to investigate a claim adequately, offering an unreasonably low settlement, or unjustly denying coverage.
Idaho law also allows uninsured motorist (UM) and underinsured motorist (UIM) claimants to sue if their insurers fail to offer a fair settlement. If you’re injured in an accident caused by an uninsured or underinsured driver, and your insurer fails to handle your UM or UIM claim fairly, you may have additional legal recourse against them in court.
However, suing your auto insurance company should be a last resort. It’s usually better to first attempt resolution through negotiation or mediation. If these methods fail, consulting with a qualified Idaho car attorney can determine the viability of a lawsuit.
That’s why speaking with an attorney at Andrew Injury Law is imperative. We can help you determine if you have grounds to sue your auto insurer and if filing a lawsuit will be worth it.
Nobody with a valid claim deserves to be denied compensation by an auto insurance company. However, unfortunately, eligibility surrounding who can file a lawsuit against an auto insurer is complicated.
To put it simply, whether or not you’re eligible to sue an auto insurance company depends on how they handle your claim. If your insurer ignored, underpaid, denied, or dismissed your case when it was valid, you’re likely eligible to file a lawsuit against the car accident company. This is especially true if your insurer has mishandled your UM or UIM case.
Matt Andrew has been an attorney and member of the Idaho Bar since 2007 and has a varied and fascinating legal career. Since 2013, Matt has focused on representing seriously injured people in personal injury and workers’ compensation cases. Matt has successfully tried multiple cases to verdict before the Idaho District Courts and the Idaho Industrial Commission.
Member of the Idaho Bar since 2007
Bar Number: #7698
Location: Meridian, Nampa, and Caldwell, Idaho.
If you’re in a position where you might need to sue your auto insurance company for denying your claim or committing misconduct, you should consult a car insurance attorney from Andrew Injury Law who can defend your interests and help you determine if you have a valid claim and are eligible to sue.
Please never delay in contacting us today. We don’t want you to handle this alone, so we will work with you to explore all legal options that will better your chances at a fair settlement.
Client Reviews
4 months ago 
Matt was very helpful in explaining the law and setting realistic expectations about my mothers case. He listened to the facts and gave solid advice about what to do next. I know his time is valuable and limited so I appreciated his complementary consultation and advice. I will definitely turn to him in the future.
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A contingency fee is a type of payment arrangement that our Idaho personal injury firm uses. It is an agreement with our clients where our attorney’s fee is contingent upon the successful outcome of the case. In other words, we only receive payment if we win the case or secure a favorable settlement for you. That payment comes from your final settlement or award, so you never need funds from your own pocket to pay us.
Under a contingency fee agreement, Andrew Injury Law also typically covers all the upfront costs associated with your case, such as court fees, document preparation, expert witnesses, and investigation expenses. These costs are then recouped from the final settlement or judgment if the case is successful.
We use contingency fees to provide access to justice for those without the financial means to afford legal representation. It allows everyone to pursue a personal injury claim with the right legal help – and without worrying about the added cost.
Read more about contingency fees here.
Personal injury damages refer to the compensation you might be entitled to if you suffered harm due to the wrongful conduct of someone else. The law provides relief for such injuries in the form of monetary damages.
Damages can fall into different categories:
Economic damages – These compensate for financial losses you can prove with bills or receipts. They often include medical bills, lost income from missing work, out-of-pocket injury-related costs, future expenses and lost earnings, and more.
Noneconomic damages – Some losses are not tied to bills or expenses, but you still deserve compensation for them. Some intangible and noneconomic damages include pain and suffering, mental trauma, and permanent disabilities or disfigurement.
Punitive damages – These do not apply in every case. However, if the party that caused your injuries acted so egregiously that the court decides to impose additional liability, the court may award punitive damages to you up to a certain amount. These are not tied to your specific losses, but instead the conduct of the defendant.
Read More: Is Idaho a No-Fault State?
States set deadlines for taking legal action called statutes of limitations. Once the deadline passes, you cannot file a successful claim. In Idaho, the statute of limitations is two years from the date of the injury, and there are few exceptions to this time limit.
The purpose of a statute of limitations is to ensure that legal actions are initiated within a reasonable period after the injury occurs. It provides a degree of certainty and finality to potential legal disputes and helps ensure evidence is reliable and does not weaken over time.
However, the statute of limitations also means you need to act fast following a personal injury. There is much to do before filing a lawsuit, so always seek help from Andrew Injury Law as soon as you know you have injuries and suspect someone else was at fault.
Read more about the Idaho statute of limitations here.
Naturally, you want to know how much money you might expect for your injuries and losses. Settlements and awards can vary widely – ranging from a few thousand dollars to multi-millions. Unfortunately, there is no way to advise what your claim might be worth without fully evaluating your circumstances.
Some factors we consider when determining the value of your claim include:
The insurance company will undervalue your claim – but we never will. You can trust Andrew Injury Law to fight for the total compensation you need and deserve.
Read more about how a personal injury claim in Idaho is calculated here.
If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 208-517-7670
No Fees Unless We Win Your Case
Matt Andrew was so helpful and encouraging regarding our small auto accident negotiation. We received clear and comprehensive suggestions and outline of action for us to take. We are grateful to have spoken with him directly and on the first phone call to his office. Great attitude and genuine interest in helping. Definitely recommend.
Matt is a “Tell it like it is”, Attorney. He will scour the data, and go to bat for you. He becomes your liaison, so you can really focus about just getting better, and though he wont loan you any money, he’ll tell you what you need you need to do to survive if you’re out of work for a bit. Attorneys aren’t cheap, you’ll end up with more if you use one. Heed his advise for the strongest case argument in your favor.
I called Matt he was driving he took my information and he immediately called me back, he answered my question and gave me advice on how to handle the situation, he very helpful for my situation, he was thorough
Andrew Injury Law is a personal injury law firm in Idaho. We focus on representing individuals who suffer injuries from someone else’s negligence. We use a compassionate and aggressive approach to help our clients after an injury. Our team knows that injuries can be life-altering. Our Boise injury lawyer fights for our clients every step, leading to trial if necessary. Get in touch with the Boise injury lawyers from Andrew Injury Law today.
Andrew Injury Law represents people who need help during the most challenging times. Injuries are life-changing in many ways. Even a minor injury can leave you out of work for weeks with mountains of medical bills. Permanent injuries require more medical attention and bring more bills. Our team is here to help you every step of the way. Call our personal injury lawyer in Caldwell for a free case review.
You must get legal representation immediately when you suffer an injury or lose a loved one. The insurance companies are vultures looking to diminish your claim. They don’t care about the pain you are suffering. They only care about their bottom line. When you file a personal injury claim, you will pursue justice and compensation for your injuries and losses. Andrew Injury Law helps injured individuals seek compensation from negligent parties. We offer free case reviews, so call our office today.
Our primary goal is to hold the at-fault party responsible by getting you financial reimbursement for your injuries. Schedule a free consultation today with our Meridian personal injury lawyer from Andrew Injury Law.
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If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 208-517-7670
No Fees Unless We Win Your Case
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