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You pay nothing until we win
by Matthew C. Andrew - March 14th, 2025
Dealing with the aftermath of a car accident in Boise can be incredibly stressful. At Andrew Injury Law, you may be wondering about the potential outcome of your claim, especially regarding the average auto accident settlement. While it’s tempting to look for a single number, the truth is that settlements vary widely based on several factors.
Instead of focusing on an average figure, it’s more valuable to understand the elements that influence auto accident settlements. Your specific situation—your medical expenses, the extent of vehicle damage, and how the accident has impacted your life—are what truly matter. Here, we break down how these elements are evaluated to help you set realistic expectations as you navigate the process.
Several factors determine the value of a car accident settlement. Since each case is unique, the following elements will impact your compensation:
The type and amount of insurance coverage available significantly affect your settlement. If the at-fault driver has minimal insurance or is uninsured, your compensation may be limited unless you have additional coverage like uninsured/underinsured motorist protection (UM/UIM). In Idaho, drivers are required to carry liability insurance, but UM/UIM coverage is optional.
Determining fault is crucial in any auto accident settlement. Idaho follows a modified comparative negligence rule under Idaho Code § 6-801, meaning that if you are 50% or more at fault, you cannot recover any compensation. However, if you are less than 50% at fault, your compensation will be reduced by your percentage of fault.
Different states have different rules governing car accident claims. Idaho follows a fault-based system, meaning the driver who caused the accident is responsible for damages. Unlike “no-fault” states, Idaho allows injured parties to file claims directly against the at-fault driver’s insurance company or pursue legal action.
Your out-of-pocket expenses directly influence your settlement amount. These include:
Car accident settlements involve both economic and non-economic damages. Calculating a fair settlement typically involves:
While every case is unique, here are general estimates:
Please note that these figures are estimates, and actual settlements vary based on liability, medical expenses, and long-term impact.
The extent of injuries is one of the most significant factors in determining settlement amounts. Severe injuries requiring prolonged medical care, surgeries, or resulting in permanent disability often lead to higher compensation.
Compensation considers vehicle repair or replacement costs. The more extensive the damage, the higher this portion of the settlement may be.
If the accident caused you to miss work, you may receive compensation for lost wages. If your injuries affect your long-term ability to work, you may also recover damages for loss of future earning potential.
Pain and suffering cover both physical pain and emotional distress caused by the accident. While harder to quantify, they can significantly increase your claim’s value.
If a family member is killed in an auto accident, surviving relatives may file a wrongful death claim under Idaho Code § 5-311. Compensation may include:
Recovering from a car accident? Andrew Injury Law is here to help. We’ll handle your claim, considering everything from medical bills to pain and suffering, to get you the compensation you deserve. Contact us at: 3597 E Monarch Sky Lane Suite 240, Meridian, ID 83646, or 208-517-767.
Matt Andrew has been an attorney and member of the Idaho Bar since 2007 and has a varied and fascinating legal career. Since 2013, Matt has focused on representing seriously injured people in personal injury and workers’ compensation cases. Matt has successfully tried multiple cases to verdict before the Idaho District Courts and the Idaho Industrial Commission.
Member of the Idaho Bar since 2007
Bar Number: #7698
Location: Meridian, Nampa, and Caldwell, Idaho.
Client Reviews
4 months ago 
Matt was very helpful in explaining the law and setting realistic expectations about my mothers case. He listened to the facts and gave solid advice about what to do next. I know his time is valuable and limited so I appreciated his complementary consultation and advice. I will definitely turn to him in the future.
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If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 208-517-7670
No Fees Unless We Win Your Case
Matt Andrew was so helpful and encouraging regarding our small auto accident negotiation. We received clear and comprehensive suggestions and outline of action for us to take. We are grateful to have spoken with him directly and on the first phone call to his office. Great attitude and genuine interest in helping. Definitely recommend.
Matt is a “Tell it like it is”, Attorney. He will scour the data, and go to bat for you. He becomes your liaison, so you can really focus about just getting better, and though he wont loan you any money, he’ll tell you what you need you need to do to survive if you’re out of work for a bit. Attorneys aren’t cheap, you’ll end up with more if you use one. Heed his advise for the strongest case argument in your favor.
I called Matt he was driving he took my information and he immediately called me back, he answered my question and gave me advice on how to handle the situation, he very helpful for my situation, he was thorough
Andrew Injury Law is a personal injury law firm in Idaho. We focus on representing individuals who suffer injuries from someone else’s negligence. We use a compassionate and aggressive approach to help our clients after an injury. Our team knows that injuries can be life-altering. Our Boise injury lawyer fights for our clients every step, leading to trial if necessary. Get in touch with the Boise injury lawyers from Andrew Injury Law today.
Andrew Injury Law represents people who need help during the most challenging times. Injuries are life-changing in many ways. Even a minor injury can leave you out of work for weeks with mountains of medical bills. Permanent injuries require more medical attention and bring more bills. Our team is here to help you every step of the way. Call our personal injury lawyer in Caldwell for a free case review.
You must get legal representation immediately when you suffer an injury or lose a loved one. The insurance companies are vultures looking to diminish your claim. They don’t care about the pain you are suffering. They only care about their bottom line. When you file a personal injury claim, you will pursue justice and compensation for your injuries and losses. Andrew Injury Law helps injured individuals seek compensation from negligent parties. We offer free case reviews, so call our office today.
Our primary goal is to hold the at-fault party responsible by getting you financial reimbursement for your injuries. Schedule a free consultation today with our Meridian personal injury lawyer from Andrew Injury Law.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Attorney Matthew Andrew, who has more than 20 years of legal experience as a personal injury attorney.
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If you or a loved one has been seriously injured, please fill out the form below for your free consultation or call us at 208-517-7670
No Fees Unless We Win Your Case
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